Well, I live in Germany too, and its never a problem for me. NTSC compatible TVs are available for 250€, and getting the games isnt difficult either, in fact, I never even used a freeloader.
I get all my games on dvdboxoffice.com, takes about 6-8days to ship to Hamburg, and due to the crappy value of the dollar, its really cheap (less than 40€, free shipping).
If you want to get games used, just look on ebay.de, theres a ton of import freaks trying to get rid of older NTSC games.