No...problem is with all those sequels, the NFS series just doesn't make it in to my collection. When a game gets sequels like that, I just keep thinking "there'll be a better one next year". Having said that, Most Wanted sounds kind of cool, I like that it throws chases back in the mix, since that seems to be Need for Speed's trademark.
You know, I played Hot Pursuit 2 a lot on Xbox, and I thought it was pretty fun, but it sounds like maybe the GC version isn't as good. Or I just didn't mind the problems. Honestly though, it sounds like you're looking for a simulation racer, and PS2 and Xbox are both far better for that, I think.