The rules for 3DS downloads aren't changing just because the game's also available on a card.
http://www.nintendoworldreport.com/news/29989
When Nintendo begins releasing full 3DS retail titles via eShop this August, those titles will be tied to the specific 3DS system that downloads them in much the same way that the eShop exists for download-only titles today.
In the recent, financial results briefing Iwata said "The digitally downloaded software will be stored in the consumer’s SD memory card and be playable only with the hardware to which it was downloaded so that, unlike how you can share the packaged software which are stored in game card format, the consumer cannot share the software with other Nintendo 3DS systems owned by other members of the family or friends. Also, vacant space in SD memory card is needed in order to store the digital download software."
Whether the System Transfer function on the 3DS applies to these titles is currently unknown, but current eShop downlodable games do transfer to new systems via that feature.
Is there any chance you will be able to download for free the digital version of games you bought in the store? I'd like to always have MK7 available no matter what I'm playing (but I doubt it will work this way).
What worries me is if my system is lost or stolen, what happens to all of my games? Will I be able to get them back with my Club Nintendo account, or are they lost forever?
Honestly, I don't think I buy these unless there was a deep discount. Think 50%.
Is there any chance you will be able to download for free the digital version of games you bought in the store? I'd like to always have MK7 available no matter what I'm playing (but I doubt it will work this way).
Ejamer, there are a few situations where a digital download would be better than retail. Take Pikmin 2 as an example. Before It was revealed that Nintendo will finally bring the NPC version of the game to North America, the only way to buy the game besides importing was to track down a used copy f the GCN version (which is at least $45). Wouldn't paying $20 to download it instead be much better?
I am talking about for the future. If a game is released at retail and on the eShop, the retail release could become rare and expensive. In that case, the digital version would still be there at a cheaper price.
I'm betting this will never happen because then you would essentially be getting two for the price of one. Who would bother paying for a download-only version when you could buy a physical copy, download the game for free, and then sell your physical game?